Accredited Investor Opportunity
Earn 12% annually, secured by law firm receivables.
Nitro Financing provides growth capital to established personal injury law firms — secured by their contingency-fee receivables and paying consistent monthly distributions with transparent reporting.
The Problem
Great law firms are starved for growth capital.
Personal injury firms work on contingency — they front every dollar of a case and get paid only when it settles, often years later. The better a firm is at winning cases, the more capital its growth consumes.
The contingency cash cycle
Marketing, intake, experts, filings, and payroll are all paid up front. Fees arrive at settlement — typically 18 to 36 months after a case is signed.
Banks can't underwrite it
Contingency fees look unpredictable on a bank's spreadsheet, so traditional lenders offer little against them — leaving even thriving firms underbanked.
Growth left on the table
Firms cap their own case intake and advertising not because demand is missing, but because cash is. Every case turned away is fee revenue lost.
The Solution
Growth capital, secured by the firm's own cases.
Nitro Financing advances capital to vetted personal injury firms against their signed case inventory — the contingency fees they have already earned the right to collect. Every advance is underwritten case by case, documented, and secured, with a minimum 3:1 asset coverage ratio protecting investor capital while firms scale their marketing, staffing, and case intake.
See how the process works →How It Works
Disciplined, transparent, repeatable.
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STEP 01
Source & underwrite
Identify established firms and underwrite their case inventory — signed retainers, case mix, and historical resolution values.
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STEP 02
Fund firms
Advance a conservative share of expected net fees, secured by the firm's receivables, within days of approval.
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STEP 03
Service & verify
Status every funded case every 90 days — docket progress, valuation, and expected resolution timeline.
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STEP 04
Distribute returns
As cases settle, fees repay advances plus return — and investors are paid monthly, in cash or reinvested.
Why Nitro
Built by people who know both sides of the table.
A proven lending model
Over $120M deployed to plaintiff firms with 24 consecutive monthly distributions paid to investors, on time and in full.
Our money sits next to yours
The manager invests its own capital in the fund, and compensation is earned on performance — not on gathering assets.
Hard rules, not guidelines
Minimum 3:1 collateral coverage, conservative advance rates, and concentration limits that no single deal can override.
You'll always know where you stand
A written letter from the fund manager every week, quarterly reporting, and case-level portfolio visibility.
From the Fund Manager
Weekly updates, in plain language.
Q3 fee collections and portfolio status
Settlements accelerated into quarter-end: which firm portfolios resolved cases, how realized fees compared to underwritten values, and where coverage stands going into Q3.
Read update →Three new firm partnerships under review
Three established plaintiff firms entered pre-underwriting this week. What we look for in a firm's case inventory before a dollar moves.
Read update →New provider portfolios under review
Placeholder excerpt — a short summary of this week's note from the fund manager goes here.
Read update →Ready to review the opportunity?
Speak directly with our investor relations team, or start with the fund materials.